If you get injured, and you can’t work as a result, you will want to look into whether or not you can qualify for social security disability. This is a net program that offers insurance to workers without them paying premiums. Instead, according to Social Security disability law, it is available to workers who pay Social Security taxes out of their paychecks. Here are some things you need to know about social security disability insurance.
How Much Income Does SSDI Provide?
This is dependant on your work history and the money you were earning before you got injured. To come up with a figure, your average wages during your career are plugged into a formula that then brings up your monthly check. This means that this amount is different for everyone depending on what social security disability law states.
Requirements for Qualification
There are some social security disability law requirements you will need to meet if you want to qualify for social security disability insurance. First, you must have enough work credits. These credits can be obtained by working and paying Social Security taxes. For instance, for every $1,320 in wages, you earn a single credit. Most people earn four credits per year. There are different criteria for assessing your qualifying credits.
Generally, you can qualify for SSDI if you have at least 20 credits that you earned in the ten years before your got disabled. Age is also considered when it comes to credits. For younger people, fewer credits may be required. Apart from that, to qualify for SSDI, you must not be substantially or gainfully employed. This means that if you earn a specific income from work, you can not qualify.
Most Michigan employees qualify for workers’ compensation benefits. However, apart from meeting the qualification criteria, workers in the following sections are excluded:
- Federal government employees
- Some agricultural workers
- Workers at businesses with less than three employees
- Independent contractors and volunteers
Can You Be Classified as Disabled?
Apart from that, you will also need to qualify for the definition of disabled. Disabled people are those with a serious long-term condition that makes it impossible for them to work. Disability can be the result of an accident, illness, or any other cause.
These are some of the important things you need to know about social security disability law. Once you qualify, you can proceed with your application and wait for it to be approved. If you don’t fully understand social security disability law and the processes involved, you can find a lawyer to assist you with the process.